Free Credit Reports

Ideally, your credit report is an accurate, up-to-date reflection of your credit history. However, since we don't live in an ideal world, there are many reasons that your credit report could contain inaccuracies that might prevent you from receiving the credit you deserve. Therefore you should check your credit report regularly to spot and correct inaccurate information (79% of credit reports contain errors).

Under new Federal Law "the Fair and Accurate Credit Transactions Act (FACT Act)" you have the right to receive a free copy of your credit report once every 12 months from each of the three nationwide consumer credit reporting companies.

For more information about the FACT Act Law
http://www.ftc.gov/credit

If you would like to get a free copy of your credit report right now.
http://www.ftc.gov/bcp/conline/edcams/freereports/index.html

or http://www.annualcreditreport.com
(the ONLY authorized online source for you to get a free credit report under federal law.)


Why it is important to check your credit report