Cards By Bank or Issuer: HSBC Bank, Mastercard®, Visa Cards by Credit Quality: Excellent Credit, Good Credit, Fair Credit, Bad Credit, Limited or No Credit History |
Banks • Credit
Cards • Charge Cards
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Charge Cards: The difference between a Credit Card and a Charge Card is... A Credit Card is a line of credit to be borrowed and repaid with interest. A Charge Card is a card you can charge a purchase and pay the entire bill when your statement arrives. Since these types are cards generally have no interest, they charge an annual fee for use.